SCAN Health Plan has unveiled its product offerings for the 2027 plan year, and the slate includes the first launch in its partnership with Costco.
The insurer said in an announcement Friday morning that it is aiming to build on significant momentum from the 2025 annual enrollment period by growing its footprint and enhancing benefits to offer greater choice to older adults. SCAN added 127,000 new members for 2026—a membership growth of about 41%.
One of the new offerings for 2027 is the SCAN Costco Medicare Advantage plan, a co-branded HMO option that will be available in 17 California counties and two Nevada counties for the coming year.
Through the plan, members can use FlexEssentials allowances for key over-the-counter products and health food at Costco stores, as well as access to a "reimagined pharmacy experience" through the retailer that offers multiple fulfillment options, per the announcement.
SCAN first announced the expansion of its partnership with Costco in August, though the exact timeline for the launch of co-branded products wasn't revealed.
“Our deep partnership with Costco is grounded in a shared commitment to delivering quality, value and a better experience for the people we serve,” said Martin Esquivel, chief product officer at SCAN Health Plan, in the announcement. “We’re excited to build on that foundation by pairing Costco’s trusted member experience with SCAN’s Medicare expertise to offer older adults a new and differentiated healthcare experience.”
The two partners also intend to continue building out the product lineup over time.
As for the insurer's footprint, it will offer plans in 38 counties across California, Arizona, Nevada, Texas, New Mexico, Washington and Oregon. The move into Oregon is a part of the plan's new partnership with The Springs Living, an assisted living organization.
Other strategic partners for 2027 include Astrana Health and CareMore Health, per the announcement. The approach around partnerships reflects SCAN's "broader strategy to make MA more accessible, affordable and connected to the organizations, care networks and services older adults rely on for their health and everyday needs."
SCAN members can access plans with $0 copayments for primary care and a number of specialists, as well as $0 copays on virtual urgent care and behavioral health visits, the company said.
Certain plans may also include $0 copayments on preventative dental care, as well as enhanced allowances for more comprehensive services. Members may able secure tier 1 or tier 2 medications at $0, as well as insulin in special needs plans. Insulin carries a $35 copayment in non-SNPs.
“SCAN’s historic growth reinforces our belief that older adults are looking for less complexity, greater choice, value and a simpler healthcare experience that integrates into their daily lives," said Sachin Jain, M.D., CEO of SCAN Group, in the announcement.
"We’re committed to building a Medicare Advantage experience that is easier to navigate, delivers meaningful value and gives older adults more ways to get the support they need to stay healthy and independent," Jain said.