Cigna to enter ACA exchanges in 3 more states for 2023

Cigna is expanding its reach on the Affordable Care Act's (ACA's) exchanges by entering three new states for 2023.

The insurer announced Monday that it will begin offering plans in Texas, Indiana and South Carolina for the coming plan year, and will expand into new counties in Georgia, Mississippi and North Carolina. The new markets could reach 730,000 additional members for 2023, Cigna said.

The expansion, which is pending regulatory approval, will bring Cigna's total ACA footprint to 363 counties across 16 states, the insurer said.

“As a society, we continue to see a significant need for a competitive and sustainable individual market, which is why Cigna has maintained its presence on the ACA Marketplace since 2014 and continues to expand into new areas,” said Charles Berg, president of Cigna's U.S. government business, in the release. “By expanding into geographic areas where we have strong provider partnerships, we are able to offer more people access to affordable, quality care that helps create superior health outcomes.”

Plan options include 24/7 access to virtual primary care through MDLive, as well as other telehealth services including virtual dermatology and behavioral health. Members can also access $0 virtual acute-urgent care visits and $0 wellness screenings from MDLive.

Some plans include a $0 deductible or $0 copayments for various services, and all include $0 preventive care services, Cigna said. Members enrolled in certain plans will have predictable copayments for lab services, regardless of whether they've met the deductible.

In addition, plans offer $0-$3 copayments on preferred generics and access to Cigna's Patient Assurance program, which caps insulin costs at $25 for a 30-day supply. 

“From anytime-access to virtual care to $0 wellness screenings and personalized support for chronic condition management, Cigna's plans are designed to meet customers wherever they are on their health care journey and provide the care and coverage they value most,” said Lisa Lough, president of Cigna’s Individual and Family Plans business, said in the release. “By continuing to expand and enhance our individual and family plans, more people will have access to quality, affordable care that supports whole-person health.”

Open enrollment for the ACA exchanges begins Nov. 1.