Do insurers discriminate based on genetics?

Despite multiple claims that insurers discriminate against consumers based on genetic tests, no study has ever proven that theory true, according to a New York Times opinion piece. Insurers use health questionnaires that include broad terms and open-ended questions so they can gather predictive information about members, not discriminate against consumers with certain genetic conditions. Likewise, genetic testing won't likely lead to discrimination, Bartha Maria Knoppers, director of the Center of Genomics and Policy at McGill University in Montreal, wrote in the piece. Because of a lack of supporting evidence, the federal government should more thoroughly investigate the issue before it passes laws against such actions, particularly because laws like the Genetic Information Nondiscrimination Act could actually stigmatize people with genetic conditions more than protect them. Article