In June, a report found that four million people will likely pay a fine in 2016 for not purchasing health insurance, down two million from the previous projection. Now, almost 90 percent of the 30 million uninsured Americans won't face a penalty due to an increase of exemptions in the healthcare reform law, reports the Wall Street Journal. People can avoid a fine if they've suffered domestic violence, experienced property damage or had a plan canceled, notes WSJ. However, the exemptions worry insurers, since they were put in place to maximize the pool of those insured. Now, insurers fear young, healthy people will forgo coverage, leaving the pools more at risk and ultimately driving up premiums. Article