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Study: Primary care MDs don't understand consumer-driven health plans

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Consumer-driven health plans (CDHP)
American Journal Of Managed Care
primary care physicians
Health Savings Accounts (HSAs)

While the number of patients with high-deductible consumer-driven health plans continues to climb, it seems that primary care physicians haven't caught up with this trend. A new study funded by the Robert Wood Johnson Clinical Scholars Program found that many aren't ready to discuss the financial ins and outs of these plans, though the adoption of them by employers has grown from 440,000 to 5.5 million over the last three years.

The study, which appears in this month's issue of the American Journal of Managed Care, was based on a mail-in survey of 528 physicians done between May and June of 2007. Of that group, less than half (48 percent) said they felt ready to discuss medical budgets with patients, and 43 percent said they had little knowledge of how consumer-driven health plans work. About one-third said they had scant understanding of how health savings accounts function.

Meanwhile, with physicians feeling on the defensive as consumers peruse online quality reports rating their performance, many don't feel as comfortable discussing tradeoffs between cost and quality, which makes these communications problems worse, researchers said.

To learn more about this study:
- read this Modern Healthcare piece (reg. req.)

Related Articles:
Consumer-driven healthcare shifts MD tech needs
Pediatrics group comes out against CDHPs
MA hospitals want insurers to collect high deductibles

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Comments (2) | Post a comment

Comments

It is really stupid on the part of physicians to sign up to be the bill collectors for insurance companies. Why can't the insurance companies that offer the high deductible plans collect the deductible themselves? I would like to take care of the patient and his illness. The insurance contract is essentially between the patient and the insurance company..

The insurance company is not asking the facility or medical provider to be their bill collectors. A consumer directed health plan means that the consumer in a partner in the cost sharing with the insurance carrier and a their medical provider. As a consumer with a CDHP, it is my responsiblity to be informed patient. I should work with my medical provider to make the best healthcare decisions for me and my family.

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