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Consumer-driven plans draw so-so reviews
A new report confirms similar findings that Americans enrolled in high deductible or consumer-driven health plans are less satisfied than those with traditional HMO or PPO coverage. The Commonwealth Fund and the Employee Benefit Research Council found that 63 percent of those with comprehensive coverage described themselves as "satisfied," while fewer than half with varying types of high-deductible plans were happy. They were also more likely to put off obtaining healthcare and had higher out-of-pocket costs. Of course, supporters of the consumer-driven care movement counter that making people think twice about spending on "frivolous" expenses is the idea.
- see this summary from the Commonwealth Fund
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