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Common assumptions about uninsured ED users are false, says study
Comments
The problem may be semantic. Hospitals may use the term 'uninsured' and be including the 'under-insured' - Medicaid, Medicare, Tricare. Under-insured in the sense that many facilities are unable to offset the costs of caring for these groups through cost shifting due to populations. If the population utilizing the facility services is 80% plus of these underinsured groups, lucrative contracts with traditional insurers are not prevalent enough to 'cost shift'. We need to look at real data at the individual and specific facility level in order to create accurate assessments of care utilization.
I am responsible to collect the hospital bills for our emergency room which is one of the top 10 in volume. 2005 data does not relect 2008 data..Between the years 2005 and 2008 the following has occurred:
1)most hospitals have instituted charity care policies that rival public hospitals..therefore if you come to an emergency room and fall below 400% of the poverty level you will have a minimal amount to pay..hospitals have been hit hard by citizen action groups,IRS and states to reduce their collection efforts..put these two together and the patients figure out i can get serviced and not pay my bill..
2)the federal government and states have made the enrollment process into a government program more difficult..more uninsured..
health care is changing as i write this..time to use current data





