Aetna strikes doctor-ratings deal with NY
Comments
sneaky bastards, those insurance companies! :)
I've had experience analyzing ratings produced by insurance companies (not the one mentioned) and I can assure you that the way they EMBED Cost data into the rating formulas is not easy to see, certainly not to the consumer eye. The ratings are referred to as Quality ratings but almost every formula has Cost-to-the-Payer data sunk into it.
How about some transparency ratings on the insurance companies i.e. % of denials, % of claims requiring appeal by patient, % of appeals rejected, etc. etc?? There should be no secrets in health care and choosing a plan is maybe the most critical step a person (or his employer) makes.
p.s. I'm NOT a doctor. :)
I believe the writer doesn't understand how healthcare insurance works. First it is highly regulated and the % of premium received that has to be paid out in medical cost is fixed within a small percentile range. The insurance companies incentive to lower cost is not to make more money on existing customers but to allow more customers into the marketplace by keeping healthcare affordable. That is good for everyone except maybe the docs who can't continue their expensive lifestyles. If we don't allow the insurance companies to fix this the government will. I doubt our physicians want to be on a medicaid / medicare type fee schedule for all services rendered. Lets make sure both sides are considered and stop making the insurance companies the enemies.





