HHS report: CHIP coverage better than ACA plans for children

A new report by the Department of Health and Human Services (HHS) compared the second lowest cost Affordable Care Act marketplace silver plan in the largest rating area in each state to the Children's Health Insurance Program (CHIP) plans in that state, and determined that that the average out-of-pocket spending in the silver plan was higher than out-of-pocket spending in CHIP for CHIP-eligible children in all states reviewed. The review also revealed that CHIP benefit packages are more comprehensive for "child-specific" services and for children with certain specific healthcare needs.

Given those results, "at this time and in the foreseeable future," the ACA rule that requires states to establish processes to enroll children in qualified health plans instead of CHIP does not apply, HHS Secretary Sylvia Mathews Burwell writes in the report. Report