Health Care Reform Insurance Marketplaces Add New Options and Questions for Employees as Open Enrollment Season Begins

HighRoads Provides Consumer Tips on What to Look for Before Making Health Care Coverage Purchase Decisions

Petra Marino, 781-503-4031orErin Jones, 704-664-2170

Under the Affordable Care Act (ACA), consumers will be making history this fall as the first generation mandated by the government to have individual health care coverage. One market segment, the working insured, will now have more choices beyond their employer-funded health care plans as insurance marketplaces come online. However, before making any choices, , the leading benefits plan management system provider for Fortune 1000 employers and key payers, suggests consumers thoroughly research all options to make sure their new choices meet their health and financial needs.

“We first suggest employees read their Summary of Benefits and Coverage (SBC) documents as a benchmark from which to compare all options in employer-provided plans and marketplaces,” said , vice president, HighRoads. SBCs, which HighRoads provides through its benefits plan management system, are ACA-required documents detailing essential benefit coverage and distributed to each participant. “SBCs will help consumers pinpoint what exactly they’re getting in coverage, and will help in making comparisons,” said Weidner.

HighRoads recommends these tips for consumers as they make open enrollment choices:

For more than 14 years, HighRoads has been an industry leader in benefits plan management and health care compliance. Its patented SaaS-based technology, The Source, streamlines dynamic data management, optimizes workflow across the enterprise and ensures regulatory compliance. The privately held company is headquartered in Woburn, Mass. For more information, visit , become a fan on , a follower on Twitter (@HighRoadsHR), or read the HR Compliance Connection Blog .

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