Galen's Grace-Marie Turner is a leading advocate of consumer-directed health care, who'll be keynoting a big conference on that topic in San Francisco in May. I interviewed Turner to try to understand more about her ideas about HSAs and consumer care. There were lots of surprises. She doesn't think HSAs and HDHPs are solutions for everyone. She believes in the principles of population disease management. She believes in long term insurance contracts via groups. And she calls this all consumer care. If you weren't confused yet, you will be after you hear the interview! Podcast