The Texas attorney general froze the assets of two Houston companies which sell health "discount" cards, saying they are taking advantage of people desperate to acquire insurance. Family Health and Family Care/NAPP charge monthly fees of up to $100 per family. Texas says the two companies promised customers savings of between 20 percent and 80 percent on medical care, a claim with little basis in fact. Many consumers appear to have believed the coverage they were purchasing was insurance. Story