Thanks to the Obama administration's recent decision to delay for a year the mandate for larger employers to offer health coverage, the healthcare reform law will cost the government $12 billion more than previously estimated, the Congressional Budget Office said Tuesday. The CBO points to a $10 billion reduction in penalty payments by employers that would have been collected in 2015 as the largest change. Moreover, employment-based coverage will have about1 million fewer enrollees in 2014 than what the CBO projected in May, mostly due to the the one-year delay for penalties on employers. Report