SPOTLIGHT: House reform package would pave way to med mal reforms

American families are struggling to keep up with the health care costs. According to recent findings, just over half of the $2 trillion of health care costs in the US each year is due to wasteful practices. The health care costs that are indicated to be wasteful are behavioral, clinical, and procedural – what that means is that behavioral patterns could be addressed by someone other than a doctor, clinics order unnecessary tests, and health insurance companies might be padding their bills. The biggest cause of people needing an extra cash advance for medical care is overtesting – unnecessary procedures so the physician can cover himself legally, or just gouge patients for cash. Doctors padding bills – no wonder health care costs drive people to needing a personal loan for a simple check up.