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Blue Cross asks MDs for info to cancel policies

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Blue Cross of California has raised eyebrows around the state, and sparked protests from some physician groups, by sending medical groups applications filled out by beneficiaries and asking the doctors, in effect, if the patients lied about their health. With the applications, which went out to large medical groups who have capitation contracts with the health plan, Blue Cross advised doctors to narc on patients who had any conditions not listed on the applications. This is just the latest in the plan's attempts to aggressively weed out sick patients. Blue Cross has already faced the ire of regulators for issuing policies then canceling them when the patients incur big medical bills.

The letter and accompanying application "outraged" the California Medical Association, according to president Dr. Richard Frankenstein. He argues that with doctors in the role of police, patients may be afraid to share their whole medical history with doctors, putting their health at risk. The association has sent a letter to state regulators asking them to order Blue Cross to stop asking doctors for patient information. A spokesperson for the state insurance commissioner said that while their office hadn't gotten any complaints about the letter, they consider it "extremely troubling," in that it effectively places doctors in the role of underwriters.

To learn more about this story:
- read this Los Angeles Times article

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Blue Cross proves once again that they are not in the business of health care, but making money.

I work for a brokerage and I deal with several health carriers out there. Which I find Blue Cross Blue Shield one of the hardest to get rates from for groups. They will not release final rates for a group until they have every last piece of information they think they need. Which is every pill, dr. appt, etc. that the person or family member has. You go through hoops to get them to give you rates on a group plan. And I am located in Illinois.

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